These terms and conditions regulate your utilization of the GCDR website and the services provided by GCDR. By accessing and utilizing our website, you signify your agreement to be bound by these terms and conditions. Should you disagree with these terms, kindly refrain from using our website or services.

Service Description

GCDR, also known as Great Canadian Debt Relief Inc., operates in Canada and delivers debt relief services including debt consolidation, debt settlement and credit counseling assistance. These services are designed to help individuals manage their debts and attain financial stability.


To avail our services, you must be a Canadian resident possessing valid government-issued identification. Our services may not be accessible to residents in specific jurisdictions, and we reserve the right to limit access at our discretion.

Service Fees

Our services come at a cost, with fees contingent on your distinct debt relief requirements and circumstances. All fees must be prepaid, and we might necessitate a deposit before initiating your debt relief plan.

Customer Representations

Through utilizing our services, you affirm that:

  • All information provided is accurate and complete.
  • You will abide by pertinent laws and regulations.
  • You are either the rightful owner of the debts you seek to manage through our services or have been authorized to act on their behalf.

Disclaimer of Warranties

Our services are provided on an “as is” and “as available” basis. We disclaim any express or implied warranties concerning the operation of our website or the information, content, materials, or services it encompasses.

Limitation of Liability

GCDR shall not be accountable for damages arising from the use of our website or services, including direct, indirect, incidental, punitive, or consequential damages.

Termination of Services

GCDR retains the right to cease or suspend your access to services without prior notice, if warranted by reasons including breach of these terms or inappropriate usage.

Dispute Resolution

Any disputes arising from or related to your use of our services or these terms and conditions will be settled through arbitration following the Ontario International Arbitration Centre’s rules.

Governing Law

These terms and conditions are subject to and will be interpreted in line with the laws of Canada.

Entire Agreement

These terms and conditions constitute the full agreement between you and GCDR, replacing all prior agreements, representations, and understandings between both parties.

Contact Us

For inquiries or concerns about these terms and conditions, please reach out to us at